Smart businesses choose built-in card processing

Along with our payment processing partner, we help businesses of all sizes accept payments securely and quickly from within ProfitMaker.

Let us win you over with highly competitive pricing and unparalleled expertise that takes the mystery out of payment processing.

Enjoy these benefits:
  • Accept all major credit cards, debit cards, including EMV and NFC.
  • Fast funding into your bank accounts to help speed up cash flow
  • Friendly, US-based customer support.
  • Secure end-to-end encryption services to help protect cardholder information and minimize data breach risks
Learn more HERE or contact ChargeItPro for a free quote:
Or call Quinn at 800.989.2135 ext 324

You Have Choices.

Choose the FREE magstripe reader (See EMV info below), or the PAX S300 to process your credit cards. The processing is handled inside of the Cleaners ProfitMaker software so you have less keying errors, and lower costs to process cards.




Easy Setup. Fast Funding. Excellent Service



What you need to know about EMV

With the liability shift date of October 1, 2015 now past, many businesses that accept card payments still have questions about what exactly happened on that date, what has changed based on EMV, and what it really means for them and their business.

EMV will impact different merchants in different ways. It will have virtually no impact on many businesses other than the way you physically process cards. The key is to understand what happened on October 1, 2015, how it is likely to impact your business, and your true level of risk relative to fraudulent card use.

We want to make sure you have the answers you need. We’re here to support you as this technology is introduced to the US. We worked with our partners to design this document to better enable you to understand how EMV will impact you and your business. Call (800) 950-6767 to protect your business today!

 

The FACTS

After October 1, 2015

You will still be able to accept all cards whether they use an EMV chip or not. EMV acceptance is not a mandate nor is it a law. All cards – including EMV chip cards – will continue to process normally as magstripe transactions.

Understanding the TRUE cost of liability:

Merchants need to understand their fraud risk before making the decision to buy EMV-capable devices. Although it varies by industry, the actual additional fraud liability for a merchant is likely to be very low – on average as little as $4 a month*

You are still in control:

EMV support is not a requirement to keep your business running, it is your choice to implement. There is no need to panic over the October 1 deadline. This date does not represent the end, it is just the beginning.

* Source: Internal data based on portfolio averages. Your liability level can vary based on a number of factors.

EMV Card processing

What Does Liability Cost You as a Merchant?

Based on industry information, the liability shift will result in a typical merchant assuming an average of 0.02 bps of additional fraud liability. This is equivalent to $4 per month for a business processing $250,000 in annual credit card sales.

While the actual dollar impact may be insignificant (and varies by vertical market), we still encourage card-present merchants to eventually transition to EMV.




EMV Technology .vs. Magstripe

Your merchant’s EMV-enabled device will communicate with the chip embedded inside the customer’s smart card to determine whether or not the card is authentic. Generally, the terminal will prompt the customer to sign or enter a PIN to validate their identity. This process enhances the authentication of both the card and cardholder, effectively reducing the possibility that the business will accept a counterfeit card or be held liable for a fraud-related chargeback. However consumers will still have the option to swipe their cards – magstripes, encryption and EMV technology will co-exist for a period of time. Consumers will have the option of presenting either a magstripe card or EMV card and the same device will be able to process either. The following diagram demonstrates how the chip-enabled card, including a magstripe, can be processed:

What if I don't use EMV

Ok, so you don't want to convert your store to EMV. That's ok but you just have to remember that the liability for any fraud committed in your store will be your responsibility. It's ok to use the Magnetic Stripe reader that you are using now or order a new one from us. Just be careful that you take precautions against fraudulent use.